In New York, in addition to mandatory liabililty insurance, motorists are required by law to carry either Uninsured Motorists Coverage or Supplementary Uninsured/Underinsured Motorists (SUM) coverage with their car insurance policies. Uninsured/Underinsured Motorist “Uninsured Motorists” (UM) coverage pays a policyholder Continue reading What is Supplementary Uninsured/Underinsured Motorist→

Automobile Insurance Plans are designed to help individuals and businesses obtain insurance coverage when they have difficulty securing policies for one reason or another. To protect the general public, most states require financial security from car owners in order for Continue reading What Are “Automobile Insurance Plans”?→

Collision Coverage pays for loss or damages to your covered automobile when it collides with another vehicle or overturns.  It will also pay for a collision loss to any non-owned vehicle, or to a car you have rented other than Continue reading Collision Coverage→