Collision Coverage
What is Supplementary Uninsured/Underinsured Motorist
New York Restrictions on Insurance Cancellations
What Are “Automobile Insurance Plans”?

What is Supplementary Uninsured/Underinsured Motorist

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In New York, in addition to mandatory liabililty insurance, motorists are required by law to carry either Uninsured Motorists Coverage or Supplementary Uninsured/Underinsured Motorists (SUM) coverage with their car insurance policies. Uninsured/Underinsured Motorist “Uninsured Motorists” (UM) coverage pays a policyholder Continue reading What is Supplementary Uninsured/Underinsured Motorist

New York Restrictions on Insurance Cancellations

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Most states have similar statutes regulating insurance companies’ power to cancel or “non-renew” insurance policies.  Under the New York State Insurance Law, for most types of insurance policies, insurance companies may cancel a policy for underwriting reasons within the first Continue reading New York Restrictions on Insurance Cancellations